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Meet Thomas W. Smith

Thomas W. Smith Kilmarnock, VA Real Estate Agent Headshot

Thomas W. Smith

REALTOR®

  • Email Address

    [email protected]

  • Address

    100 N Main Street PO BOX 789 Kilmarnock VA, 22482

  • License Number

    #225180425

Get to Know Me

With over 22 years of award-winning service, Tom Smith is recognized as one of the best and top REALTORS® in the Fredericksburg region and the Northern Neck. As an Associate Broker with River Bay Realty, affiliated with both Coldwell Banker Elite and Middle Bay Realty, Tom delivers a unique blend of local market expertise, proven negotiation skills, and personalized service for both home buyers and sellers.
 
A lifelong resident of the area and a retired law enforcement officer, Tom brings the values of trust, integrity, and clear communication to every transaction. His background has shaped him into a skilled negotiator who protects his clients’ interests and consistently secures the best possible outcomes.
 
Tom’s approach is client-first—because to him, real estate is more than a business; it’s about relationships. “My customers are like my family, and they always come first,” he says. This philosophy, combined with his deep understanding of the Fredericksburg and Northern Neck markets, has earned him repeat clients, referrals, and a respected reputation as a local market leader.
 
Whether you’re buying your first home, upgrading to a luxury waterfront property, or selling for top value, Tom Smith offers:

  • Comprehensive marketing strategies to showcase properties to the right buyers
  • Exclusive access to premier listings and market insights
  • Strong representation at every stage of the negotiation process
  • Connections to trusted local vendors for a smooth, stress-free transaction
When you need an experienced, trusted, and top-performing real estate professional in Fredericksburg or the Northern Neck, Tom Smith is the name to remember.

Featured Properties

For Sale

68 Matilda Lane
$325,000

68 Matilda Lane, MONTROSS, VA 22520

  • 3 BEDS
  • 2 BATHS
  • 1,484 Sq.Ft.

For Sale

Lot 2 Wittstat Lane
$29,900

Lot 2 Wittstat Lane, HEATHSVILLE, VA 22473

For Sale

680 River View Road
$350,000

680 River View Road, HEATHSVILLE, VA 22473

  • 2 BEDS
  • 2 BATHS
  • 1,828 Sq.Ft.
View All

Let’s Start a Conversation

Experience a real estate partnership built on trust, expertise, and genuine care. We bring a lifelong understanding of what “home” truly means to every client and every decision.

Contact Us
Get in Touch
Contact Details

MIDDLE BAY REALTY

(804) 436-1150

[email protected]

 

KILMARNOCK OFFICE ADDRESS

100 N Main Street PO BOX 789
Kilmarnock VA 22482

 

BURGESS OFFICE ADDRESS

14514 Northumberland Hwy PO BOX 307
Burgess VA 22432